Small to medium businesses
There are approximately 3.6 million businesses in the UK with fewer than 50 employees. At APS we fully understand what it’s like when you’re not a large, long-established business. In fact, we’ve even tailored our products accordingly:
- 100% guaranteed* – instant approval without credit checks
- No interest or penalties to pay – save your money for your business
- Track payments online – 24/7
- Bill Pay – each card account is assigned a unique sort code and bank account number in addition to the card number, making online bank transfers and bill payments easier
- Make and receive online payments* – to any UK bank account
- Streamline expense reconciliation – and reduce risk of fraud
- Save time and money on payroll processing – use our payroll cards
- Free currency cards – ideal for expenses throughout the Euro zone and the USA
Online shopping
We’ve thought about just about everything that online shoppers look for when searching for a payment method for their transactions via the internet:
Security: the Cashplus card isn’t linked to the cardholder’s bank account, plus we have a dedicated fraud team looking out for our customers’ accounts
Convenience: acceptance is 100% guaranteed* – if you’re 18 or over and live in the UK, there’s a Cashplus card with your name on it
Value: we have account price plans to suit everyone, and our Cashback Rewards offer savings of up to 27% on hundreds of big name brands via our online shopping site. What’s more, customers can register for Cashback Rewards for free
Access: our cards are accepted all over the internet – wherever you see the MasterCard® acceptance mark. The cards can also be topped up in a number of easy ways, making it easier to take advantage of the great value deals that are offered online
Protection: all our cards come with Free Purchase Protection – APS was the first to offer such valuable extra peace of mind to prepaid cardholders
Travel industry
If you’re in the travel industry, you may find having to forecast demand for a raft of foreign currencies by your customers a painful chore.
And if you’re a customer, shopping around for a good foreign exchange rate for your travel money can be time-consuming – an extra headache when you’re rushing around trying to get everything ready for your trip.
Well, whether you’re a travel agent or a traveller, we have a simple solution: a prepaid Sterling MasterCard card that can be used in over 30 million locations worldwide and can withdraw the local currency from any of 1.5 million cash machines that display the MasterCard acceptance mark.
Also, once the Sterling MasterCard account is up and running, customers can request a free Euro or US Dollar currency card. Funds can then be moved between the Sterling card’s account and the currency account(s) with just a few clicks of a mouse in the Members’ Area. No time wasted and no high commissions to pay.
Credit impaired
We know this particular market very well; in fact many of our directors have around 20 years’ experience each with helping people with impaired credit. And with millions of unbanked people throughout the UK, this segment is becoming more important than ever.
Some have been made subject to an IVA, or become bankrupt, so they often find getting approval for anything other than a basic bank account very difficult. And if you’re shut off from having a payment card, life can become pretty hard.
We have the answer:
- A prepaid MasterCard account with 100% instant approval and without credit checks
- It’s an excellent alternative to a bank account, which enables cardholders to receive wages* and set up regular payments for everything from rent to satellite TV and mobile phone contracts
- It’s a prepaid card, so it reduces the risk of getting further into debt
And for eligible cardholders:
- Our award-winning Creditbuilder™ feature – it’s already helping thousands of customers to build or improve their credit rating, at no extra cost
- iAdvance loans, which are very useful for short-term cash emergencies – a lifeline to people who would otherwise find it hard to get a loan
So if you’re a debt management company that’s trying to find an alternative to a bank account for your clients, or a customer wanting to avoid getting further into debt, or need help with improving your credit history, we have an excellent solution for you.
Online gambling industry
The Cashplus prepaid Gold MasterCard card offers a secure way to place a stake on anything from horse racing and poker to bingo and boxing. It also offers:
- An easy way to immediately disburse winnings straight to the winner’s account
- Instant access to winnings
- If you’re a gambling company, you can gain valuable insights to your customers spending and gambling behavior, making it easier for you to tailor your website to clients needs
Local government
The Cashplus prepaid Gold MasterCard offers the means to make valuable savings and efficiencies – great news when every area of government is looking to find ways to cut costs:
- Save significant amounts on disbursing benefits directly to claimants
- Save on expenses - an excellent alternative to corporate cards that can make reconciling expenses for everything from travel to general spending a much more efficient process
- Free online account management - so payments can be tracked in real time – saving the time and hassle of having to call a bank for updates
In fact, Cashplus cards could make life easier for the council and its constituents. Beneficiaries benefit from:
- 100% guaranteed acceptance*
- Savings on cheque cashing fees
- Convenience – they can use the card for shopping, travelling and paying bills etc
- Access to deals online
Money service businesses
From cheque cashers to pawn brokers, the Cashplus prepaid Gold MasterCard offers a convenient way for businesses to provide customers with their money.
Safer than cash, if the card is lost or stolen, we will be able to replace the card and the money on it as long as the card has been used in accordance with our Terms & Conditions.
*Subject to terms and conditions including applicant providing acceptable ID, being resident in the UK & aged 18 years+.
Contact us
To learn more about how APS can deliver your business solution, contact us at sales@apsgroup.com or call us on 020 7100 5850.
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